ynab-subscription-audit

Files (1)

• SKILL.md

SKILL.md (first lines)

# Subscription and recurring-bill audit

**Tools:** `get_budget`, `get_transactions`, `modify_scheduled_transactions`

## Steps

1. Resolve `plan_id` (see [setup](../README.md#setup)).
2. Call `get_budget` `view="scheduled"` for known recurring transactions
   (payee, amount, frequency, next date).
3. Call `get_transactions` with `since_date` ~12 months back and group by
   `payee_id` to spot recurring patterns not already scheduled.
4. Flag: **price creep** (schedule amount no longer matches recent actual
   charges), **untracked recurring charge** (pattern in history, no schedule),
   **stale schedule** (schedule exists, no recent matching activity).
5. Show findings (`payee | frequency | amount | last charged | flag`).
6. Per confirmed item: `modify_scheduled_transactions` `action="update"` to fix
   drifted amounts, `action="create"` for untracked recurring charges,
   `action="delete"` for confirmed-cancelled subscriptions.

## Done when

Every flagged item has been fixed in YNAB or explicitly left as-is by the user.

## Note

Split scheduled transactions are not supported by the YNAB API.

From lukendatigh/ynab-mcp-server, MIT.

More from lukendatigh/ynab-mcp-server