Local-first personal finance MCP

Install

Works with Claude Desktop. Read the repository before you give any tool access to your data.

About

No reviews yet. Installed it? Reviews come from verified installers only. How reviews work

Permissions

What this server can do and what it asks for, from its tool list and install config. Checked Oct 25, 2026.

Tools

4 read · 6 write · 1 delete · 1 not yet classified

Secrets

None asked for

Install scripts

Not scanned yet

Runs as

Downloaded binary

Tools (12)

Read from the source code; the running server may differ. Descriptions are the server’s own words; hidden characters are shown as [U+…].

• audit_tail

  Return the last N audit-log entries. Every Plaid call and every keychain operation is recorded.

• healthcheck

  Verify the MCP's runtime config: Plaid creds, vault path, finance folder, keychain access, SQLite state. Returns a green/yellow/red summary with explicit blockers if any.

• link_complete

  Exchange a public_token (from completed Plaid Link) for a permanent access_token. Stores token in macOS Keychain. Caches institution + accounts metadata in SQLite. Args: institution_alias: Same alias used in link_start. public_token: The public_token returned by Plaid Link after the user completed bank auth in their browser.

• link_start

  Start linking a new institution. Returns a Plaid link_token the user completes in their browser, then calls link_complete with the public_token. Args: institution_alias: A short label for this bank (e.g. "chase", "citi", "schwab"). Used as the Keychain account name. Must be unique. user_token: Optional persistent Plaid user_token. Pass empty string to use the alias as the ephemeral client_user_id.

• list_linked

  List all linked institutions with their last-sync timestamps and keychain status. Does NOT return any access tokens.

• rollup_month

  Compute income / expense / by-category totals for a given YYYY-MM from the SQLite transaction store, then write the auto-sync block in Cash Flow.md. Args: month: Format YYYY-MM (e.g. "2026-05").

• sync_all

  Convenience: balances + holdings + liabilities + transactions in sequence. Use this for daily / on-demand full refresh.

• sync_balances

  Pull current balances for all linked institutions (or one specific alias) and write the auto-sync block in Accounts.md. Args: institution_alias: Pass empty string to sync ALL linked institutions. Otherwise sync just the named one.

• sync_holdings

  Pull investment holdings (stocks, ETFs, mutual funds, bonds) and write the auto-sync block in Investments.md. Skipped silently for institutions that don't support the Plaid investments product (most checking-only banks).

• sync_liabilities

  Pull credit-card APRs, minimums, statement balances, and student-loan payoff info. Skipped silently for institutions that don't support the Plaid liabilities product.

• sync_transactions

  Cursor-based transaction sync. First run pulls historical; subsequent runs pull only the delta. Stores raw transactions in SQLite. Use `rollup_month` to write the Cash Flow.md monthly summary afterward. Args: institution_alias: Empty string syncs all. Otherwise one specific bank. days: Initial-pull window hint (Plaid honors its own default).

• unlink

  Remove a linked institution. Revokes the Plaid item, deletes the keychain entry, and clears local SQLite state.

Signals

Stars

0

Forks

0

Open issues

1

Last commit

Oct 21, 2026 (10 days ago)

Last release

May 20, 2026 (5 months ago)

From GitHub (fetched Oct 24, 2026).

Details

Registry name

io.github.adelaidasofia/finance-mcp

Version

0.1.0

Auth

API key

Packages

mcpb https://github.com/adelaidasofia/finance-mcp/releases/download/v0.1.0/finance-mcp.mcpb

License

MIT

Repository

github.com/adelaidasofia/finance-mcp

First seen

Oct 24, 2026

Last checked

Oct 25, 2026

Source

Official MCP Registrygithub-graphql